eCapital | A Leading Specialty Finance Lender Since 2006
Building the next generation of specialty finance
About eCapital Corp
WHO WE ARE
Transforming how businesses access capital
Companies today need financing that can keep pace with changing demands, support growth, and create flexibility when timing matters most. At eCapital, we deliver working capital solutions that help organizations move faster, operate more efficiently, and access capital more seamlessly through a more agile alternative to traditional funding models.
Combining deep industry expertise with innovative technology, we’ve created a more connected financing experience built around the realities of modern business. From day-to-day operations to long-term growth, we help clients navigate complexity and access capital with greater visibility, flexibility, and control.
OUR DIFFERENCE
Proprietary technology that keeps capital moving
eCapital’s purpose-built fintech platform combines AI, machine learning, and intelligent automation to create a faster, more streamlined funding experience. From approvals and servicing to real-time account visibility and account management, our technology is designed to reduce friction and simplify how businesses access and manage working capital.
By bringing funding activity into a single connected platform, our clients can move faster, monitor capital in real time, and make more informed financial decisions day to day.
PROVEN EXPERIENCE. TRUSTED PERFORMANCE
44
K+
CLIENTS FINANCED
20
YEARS FUNDING
800
EMPLOYEES
3
COUNTRIES (USA, CAN, UK)
When you step back and look at how financing actually works, the constraints are not structural, they are architectural. That is why we have built eCapital as a platform, designed to connect data, decisions, and capital in a fundamentally better way. It’s an approach we’re accelerating, driven by the people behind it.”
– Marius Silvasan CEO
Our mission
Accelerating access to capital through advanced technology and data-driven decisioning.
Our vision
Lead the way as an innovative, technology-forward provider of capital solutions.
OUR TIMELINE
Built with intention. Positioned for what’s next.
Through strategic growth, acquisitions and continuous investment in our platform and capabilities, eCapital has evolved into what it is today. Explore the milestones that have shaped our journey.
2026
- Integrated AI across business operations
- Introduced Liquid Inventory solution for Amazon Sellers
- Broadened transportation network with 123 Loadboard partnership
Further advancing a unified platform designed to connect data, capital, and client experiences.
2025
- Increased total capital capacity to nearly $2.6 billion across three syndicated credit lines.
- Named to the Inc. 5000 – Fastest Growing Company – for the third consecutive year
Strengthening the capital capacity and partner confidence that drive continued growth.
2024
- Diversified into Supply Chain Finance with LSQ acquisition
- Bolstered Transportation portfolio with TAFS acquisition
- Strengthened UK presence with Optimum acquisition
- Named to the Inc. 5000 list for the second consecutive year
Executing on our acquisition strategy to expand market reach, diversify capabilities, and strengthen our platform.
2023
- Unveiled proprietary technology platform
- Expanded bank and mezzanine capital to $1.6 billion
- Named to the Inc. 500 Fastest Growing Companies list
- Received inaugural Inc. Power Partners Award
Establishing the foundation for eCapital’s evolution into a technology-enabled fintech platform.
2022
- Established a dedicated Healthcare Group through the acquisition of CNH.
- Added UMB Bank’s accounts receivable financing division portfolio
- Surpassed $1 billion in Net Funds Employed
Strengthening the business through specialized expertise, purpose-built solutions, and expanded industry capabilities.
2021
- Acquired Instapay Freight Factoring (transportation) and Flexible Funding (payroll funding)
- Introduced commercial credit card offering
Continuing to diversify the solutions businesses rely on to manage cash flow and growth.
2020
- Established a unified eCapital corporate brand
- Partnered with Ares Management to support long-term growth
- Entered the U.K. market with the acquisition of Advantedge Commercial Finance
- Acquired Bibby Financial Solutions, Prosperity Funding, and Rev Financial Group (portfolio)
Creating a single brand identity that would support the next phase of growth and transformation.
2019
- Launched Transportation Group with the acquisition of eCapital and Accutrac
- Debuted a mobile app for the transportation client base
Expanding into a new vertical that would become a significant driver of expertise, innovation, and growth.
2018
- Expanded into broader commercial finance with the acquisition of Paragon Financial Group
Broadening financing solutions while introducing mobile technology that reflected the evolving needs of modern businesses.
2017
- Initiated comprehensive, long-term M&A strategy
- Added Asset-based lending capabilities with the acquisition of Gerber Finance
Setting in motion the strategy that would expand eCapital’s capabilities, reach, and market presence.
2006–2016
- Founded in 2006
- Achieved strong organic growth with a trade finance focus
Growing organically while building the expertise, network, and reputation that would fuel future expansion.
Press Releases
Recent corporate news and deal activity
From industry milestones and executive recognition to strategic funding announcements and company growth, explore the latest news shaping eCapital.
October 21, 2026
eCapital Earns Fourth Inc. Power Partner Award for Excellence in Client Partnerships and Business Growth
October 16, 2026