World-class Specialty Finance Lender | eCapital
SPECIALTY FINANCE
Welcome to the future of business financing
We deliver dynamic and timely working capital solutions tailored to your business—whether you're scaling up, staying steady, or navigating change.
ABOUT US
Capital solutions built for today’s needs, and tomorrow’s possibilities
At eCapital, we accelerate business growth by delivering fast, flexible access to capital through cutting-edge technology and deep industry insight.
Across North America and the U.K., we’ve redefined how small and medium-sized businesses access funding—eliminating friction, speeding approvals, and empowering clients with access to the capital they need to move forward. With the capacity to fund facilities from $5 million to $250 million, we support a wide range of business needs at every stage.
With a powerful blend of innovation, scalability, and personalized service, we’re not just a funding provider, we’re a strategic partner built for what’s next.
20
YEARS IN BUSINESS
43
MM+
TRANSACTIONS COMPLETED
850
+
EMPLOYEES
42
K+
CLIENTS FINANCED
CREATIVE FINANCING PRODUCTS
A dynamic suite of financing products built to adapt to your business needs
Whether you’re looking to improve cash flow, invest in new opportunities, or manage your working capital more effectively, our customizable products are built to fuel your growth and keep your operations running smoothly, no matter the challenge.
Asset-based Lending](/content/products/asset-based-line-of-credit/index.html)
A/R Financing](/content/products/accounts-receivables-financing/index.html)
Supply Chain Finance](/content/products/supply-chain-finance-for-buyers/index.html)
SECURED FINANCING SERVICES
Serving the unique financing needs of 80+ industries
Healthcare
Flexible financing solutions for your growing Healthcare business.
Staffing
Payroll funding solutions that scale with your business.
Consumer Goods
Creative, flexible financing solutions for the Consumer Goods industry.
Transportation
The fastest, smartest and easiest way for trucking companies to get paid.
CUTTING-EDGE FINTECH
Empowering businesses with the most advanced working capital financing platform
Quick, affordable access to working capital is the fuel that powers business success. At eCapital, we understand that every business has unique needs, and for over 19 years, we’ve been innovating flexible, tech-enabled programs that supercharge cash conversion cycles for companies of all sizes.
FINANCING FOR EVERY SCENARIO
Delivering customized financing solutions for every stage
At eCapital, we tailor financing to fit your unique journey. Our tech-enabled solutions adapt as you grow, providing the flexibility and control to focus on what matters most—your business.
Funding High Growth
Leverage receivables, inventory, and equipment to access the capital needed for rapid growth.
Unlocking Business Wealth
Free up hidden value in your business with fast, flexible financing from eCapital.
Mergers & Acquisitions
Secure funding to transition ownership, even with limited working capital.
Extended Payment Terms
Get paid faster and maintain cash flow despite long invoice payment terms.
Restructuring & Turnaround
Fast funding to restore stability and drive business recovery.
Unexpected Events
Be financially prepared for anything with working capital solutions in under 48 hours.
LATEST TRANSACTIONS
Have a look at some clients we’ve helped in our latest transactions
$700K
$700K Receivables Facility Supports Skilled Nursing Facility
$800K
Assisted Living Provider Receives $800K in Healthcare Financing
$500K
Ontario Trucking Company Enhances Cash Flow with $500K Factoring Facility
WHO WE HELP
Bring financial agility to your evolving business
See real success from our clients in action—explore case studies from leading businesses that used asset-based financing to unlock cash flow, drive growth, and navigate complex financial challenges.
Solutions used
Asset-Based Lending
Competitive Solutions
“We chose eCapital because of the team and the fact that their deal was, by far, the best.”
Solutions used
Accounts Receivable Financing
Tailored Solutions
“eCapital met our financial needs and provided a solution that perfectly aligned with what we required.”
Solutions used
Accounts Receivable Financing
+50MM Revenue
$50 million in revenue gained in just five years!
Reached Inc. 5000 list
A rising star on the 5000 list of the fastest-growing private companies in America
Solutions used
Freight Factoring