Specialty Financing Products | eCapital

SPECIALTY FINANCE PRODUCTS

A dynamic suite of financing products built to adapt to your business needs

Unlock the true power of your unique business with custom specialty financing

At eCapital, we know that every business is unique—from your goals to your challenges, and most importantly, to the assets that drive your success. That’s why we believe your financing should be as unique as you are.

Understanding your business is the key to unlocking the most working capital

Whether you’re looking to increase cash flow, fund growth, or navigate the complexities of today’s business environment, our financing experts fully analyze your business to put together the best package of solutions to fit your business’s specific needs.

Start maximizing the working capital you need to fuel your business ambitions

Every business is different. So is our approach to financing. Let’s find the right financing products to maximize the amount of working capital your business can leverage. Discover the power of tailored specialty finance today.

OUR FINANCIAL PRODUCTS

Accelerating your business with specialty financing products that maximize working capital

At eCapital, we deliver specialty financing solutions designed to unlock the full potential of your working capital. Whether you need to bridge cash flow gaps, fund growth initiatives, or navigate seasonal demands, our flexible, asset-based products are built to keep your business moving forward—quickly, efficiently, and with confidence.

Accounts Receivables Financing

Funding that unlocks working capital by advancing cash against your outstanding accounts receivable.

Acquisition Financing

Funding that supports business growth by providing capital to acquire another company or its assets.

Asset-based Lending

Revolving lines of credit secured by a combination of assets such as receivables, inventory, and equipment.

Asset Refinancing

A line of credit or short-term loan secured by the company’s existing, typically unencumbered, machinery, equipment, real-estate or inventory.

B2B Buy Now, Pay Later

Funding that enables buyers to defer payment while sellers get paid upfront—improving cash flow on both sides of the transaction.

CHOW Financing

Flexible funding designed to support ownership transitions, acquisitions, and business successions without disrupting operations.

DIP Financing

Funding that provides critical liquidity to companies undergoing bankruptcy, helping them maintain operations and restructure successfully.

Dynamic Discounting

A solution that lets buyers pay suppliers early in exchange for discounts, optimizing cash flow and reducing costs.

Exit Financing

Funding that supports businesses emerging from bankruptcy or restructuring, restoring stability and enabling a fresh start.

Freight Factoring

Financing that converts unpaid freight invoices into immediate cash flow to keep trucking operations running smoothly.

Gap Financing

Short-term funding that bridges financial gaps between major funding events, payments, or transitions.

Healthcare Receivables Finance

A/R financing tailored for healthcare providers, leveraging receivables and assets to unlock working capital.

In-transit Financing

Financing that unlocks working capital tied up in goods while they are in transit, keeping your supply chain moving.

Inventory Financing

Flexible funding that leverages existing or incoming inventory to free up cash flow for operations and growth.

Invoice Factoring

Financing that advances cash against outstanding invoices, accelerating cash flow without taking on new debt.

Payroll Funding

Flexible financing that ensures consistent payroll delivery by unlocking cash tied up in accounts receivable.

Reverse Factoring

A solution that pays suppliers early on your behalf, while giving you extended payment terms to optimize cash flow.

Sales Ledger Financing

Funding that advances capital against your entire sales ledger, turning receivables into immediate working capital. Also, known as a Ledgered Line of Credit.

Supply Chain Finance for Buyers

Financing that helps buyers pay suppliers early while extending their own payment terms to preserve liquidity.

Supply Chain Finance for Suppliers

Financing that provides suppliers with early payments on approved invoices, improving cash flow without added debt.

LATEST TRANSACTIONS

Have a look at some clients we’ve helped in our latest transactions

$5,000,000

Aviation Services Leader Secures $5,000,000 ABL Facility From eCapital

$4,000,000

eCapital Provides $4 Million Line of Credit to Support Growth of Multi-State Healthcare Provider

$3,000,000

$3MM ABL Facility Issued to Colorado-Based Food Manufacturer

BUSINESS FINANCING GUIDANCE

Find your dedicated financing specialist in the world of specialty finance

We are proud to have an exceptional team of professionals who share in our mission to accelerate access to capital for small to medium businesses. Our partnerships extend beyond mere associations; they are strategic alliances built on trust and a shared vision to support companies with the capital they need, when they need it.